Hey ! Question for all the event coordinators, small staffing companies that have 1099 employees and are still fairly new. How did you get insurance for your business in California ? I own a small company that we started a year ago, and get events where we offer waitstaff, and bartending ( when needed ). We are able to get day of insurance which costs $127, but would like to be able to have more stable coverage where we pay monthly for it. We've been having a really hard time finding a company that will insure us since we dont have any W9 employees. Any suggestions?