Was laid off from IT a few months back, still getting unemployment but my resume is very entry level and the job market is saturated. I've been at my condo 9 years, owe 100k on the HELOC (only loan on it) and it needs a lot of repairs. I would walk with around 12k at close along with maybe 4k in savings. I found a couple of alternative living arrangements renting at a house or an RV lot (would buy one with cash) which would save me around 500-700 a month, as I'm paying 1200-1400 a month now for the condo with all costs included for utilities, taxes, etc. I have an hourly job but it's short about $1000-1500 a month on my full budget. I'm also working remote sales but commissions take months to land. So far I'm expecting at least 20k in commissions. I would have enough to buy a good chunk of Bitcoin this coming year, but a lot of people are advising me to keep the home which is worth around 150k fully renovated after 15-20k of repairs (started renovations but couldn't complete after COVID) including kitchen and HVAC. If you were in my shoes, would you take the cash or hold out for more commissions? I could forego paying my credit cards since they eat 700 a month but also the sales job doesn't pay anything for base pay, only commissions on a 1099. Winter is coming up and unemployment benefits run out in February so currently I'm burning 500 a month and the larger 1000-1500 a month after that until commission rolls in, with around 5k in savings and 4k in investments currently. One person advised me that unless I can carry the house for 36 months without a job I should sell. What do you all think?