Hello. I'm one of those people who signed up for YNAB out of aspirational desperation to not feel so desperate about my financial situation. I've been signed up since June. In the month of June I kept up with things pretty well and was kinda feeling okay and starting to understand YNAB. I live in the EU where day-to-day expenses are pretty affordable on my small salary, and I don't have a credit card here, so things felt simple. But then in July and August I went back to America to help my ageing parents for a few weeks and shit hit the fan for me, financially; California was sooooo expensive and I ended up starting an overdraft line of credit for groceries and maxed it out, and I seemed to be whipping out my debit card all the time. My transactions piled up. I was distracted with family stuff and overwhelmed by how expensive everything was, and everything snowballed. I got avoidant. I stopped doing YNAB completely. I came back to the EU in early September and said to myself "I'll do a fresh start." I did it and was ready to get back in the game on a very small bank balance, but I never got back into the daily/weekly habit, and things piled up again. I feel more broke and out of control and clueless than ever. Now it's almost late October. I just signed in for the first time since early September. Yay me. BUT the fresh start maybe didn't take, or at least I don't know how to find it (do they save somewhere?). My bank balances in YNAB are way off what my actual bank says they are. I cannot figure out how to roll back my fresh start to September 1. I'm overwhelmed again which means I'm having trouble understanding everything. I guess I could do another fresh start. But right now I've got a negative (E100) balance in my EU bank account and $7.50 in my combined USA accounts and it all feels so pointless. I signed in tonight determined to at least do my transactions from September 1 so I could see where my money goes when I'm in a "normal" stratech of my life. But between my fresh start disappearing, my bank balances being crazy out of whack, having hundreds of transactions to categorize, and not really even remembering anything about how YNAB works.... Yes I'm one of those panicked idiots who is sobbing in front of my laptop because I can't understand YNAB. And I'm scared because I don't want to live like this, but the one tool that might help me is too hard for me to use. Please, strangers on the internet, please give me advice.