Posting in behalf of my father: He is a 55 years old mechanical engineer, working in California on a TN Visa. Purchased their home for $635k on February 2025 with a 20% Down Payment at 8% interest rate. Purchased a 2025 Hyundai Kona, no numbers available as of now still need to talk further with him about the numbers but, monthly payment is $500. Since he is on a TN Visa, he cannot keep working on the US, as the visa is tied to the employer. What is the best way to manage this situation? Car: Can someone take over the credit? Or would they need to refinance? Is selling a better/easier option than refinancing? House: Do we need a realtor? Is selling without a realtor possible? It's a somewhat hot market because of low howsing but houses are also pricy so... (based in Santa María/ Orcutt California)? If so, where can we post the home for it to sell rather fast? We are trying to minimize losses here, avoid them if possible. Is there anything else we are not looking after here? Please help.