I will spare you the long stort... 1- Years ago I transferred myself some money from Transferwise to Capital one 2- Capital one flagged me as "suspicious" and closed my account 3- After a few rounds of CFPB, they kept saying that no money is one hold 4- It took 2 years to find out that my money has been sent back to the bank that Transferwise used. I have never seen it. 5- I need to find the actual transfer from Capital One -> Bank but of course, I don't have that because my account was closed 6- I have tried 1 more round of CFPB (Because looks like all they cared about was "we have all the rights to close your account" and completely dismissing the fact that I am missing thousands 7- They can't respond to that, claiming I am the victim of fraud. So I just opened up ANOTHER CFPB complaint, this time for transfers. In case they again say they can't respond...how do I force them to give me a receipt? This has been a nightmare for 2 years now